Car accidents don’t just happen during commutes or personal errands. Many workers are injured in auto accidents while driving for their job,
Feb 05, 2026
Workers' Compensation Posted on May 14, 2026
A workplace injury can disrupt every part of your life in an instant. One moment, you are doing your job as usual, and the next, you may be facing medical treatment, lost income, and uncertainty about your future. Fortunately, Florida’s workers’ compensation system is designed to provide important benefits to injured workers. However, many employees are unsure about what is actually covered.
At Hoskins, Turco, Lloyd & Lloyd, our Florida workers’ compensation attorneys help injured employees understand their rights and pursue the benefits they deserve. Below, we answer some of the most common questions about Florida workers’ comp benefits and what injured workers need to know after a workplace accident.
Florida’s workers’ compensation system is governed by Chapter 440 of the Florida Statutes and is intended to provide medical and wage-loss benefits to employees who suffer work-related injuries or illnesses.
Under Florida law, employers must provide compensation and benefits when an employee suffers a compensable injury arising out of and during the course of employment.
Florida workers’ compensation may cover many different types of workplace injuries and occupational illnesses, including:
In general, the injury must occur while the employee is performing job-related duties and must arise out of the course and scope of employment
Yes. Florida workers’ compensation generally covers medically necessary treatment related to your workplace injury. In addition, Florida law also allows reimbursement for mileage expenses related to authorized medical treatment.
Florida workers comp benefits for medical expenses may include:
In most cases, the workers’ compensation insurance carrier selects the authorized treating physician. Seeing a doctor who is not authorized by the insurance company could result in denied coverage for treatment. However, injured workers may have rights to request a one-time change of physician under certain circumstances.
Yes. If your injury prevents you from working, you may qualify for disability benefits to help replace a portion of your lost wages.
Temporary Total Disability (TTD) benefits may be available if your doctor determines that you cannot work at all while recovering from your injury. These benefits generally equal approximately two-thirds of your average weekly wage, subject to Florida’s statutory maximums.
Temporary Partial Disability (TPD) benefits may apply if you can return to work with restrictions but earn less income because of your injury. These benefits are intended to partially compensate injured workers for reduced earnings during recovery.
Yes. If your workplace injury results in permanent impairment or permanent work restrictions, you may qualify for additional benefits. Depending on the severity of the injury, benefits may include:
Permanent Total Disability benefits are generally reserved for catastrophic injuries that prevent a worker from returning to gainful employment.
Yes. If a worker dies as a result of a workplace accident or occupational illness, surviving dependents may qualify for death benefits under Florida workers’ compensation law.
These benefits may include:
Call 866-930-6435 for a free case review with our Florida workers’ comp attorneys
If you have been injured at work, navigating Florida’s workers’ compensation system can quickly become overwhelming, especially when you are dealing with medical treatment, lost income, and uncertainty about your future. The experienced Florida workers’ compensation attorneys at Hoskins, Turco, Lloyd & Lloyd have spent more than 40 years fighting for injured workers and helping clients pursue the benefits they deserve under Florida law.
We specialize in helping injured workers with denied or disputed workers’ compensation claims. We have successfully helped thousands of injured workers across South Florida and the Treasure Coast recover the compensation and medical benefits they need after a workplace injury. Our firm is committed to standing up for injured employees and fighting for the best possible outcome in every case.
Call us today for a free consultation and let us put our experience to work for you.
Contact Hoskins, Turco, Lloyd & Lloyd today for a free case review by calling 866-930-6435.
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