Fort Pierce Personal Injury Lawyer

If you’ve been injured in an accident in Fort Pierce, trust one of Fort Pierce’s most reputable, experienced, and established personal injury law firms to fight for your rights and get the compensation you deserve.

Don’t wait to seek legal representation. Contact our Fort Pierce personal injury lawyers today for a free, no-obligation consultation.

We’re available 24/7 to answer any questions you have. Help and peace of mind are one click away.

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Place your trust in a proven Fort Pierce Personal Injury Attorney

If you or someone you love has been injured in an accident in Fort Pierce that was caused by another person’s negligence or misconduct, place your trust in one of Fort Pierce’s most reputable, experienced, and established personal injury law firms.

Hoskins, Turco, Lloyd & Lloyd is a Fort Pierce personal injury law firm with deep roots in our community. Senior partner and founder, Attorney Steve Hoskins, is a fourth-generation Fort Pierce native, and his daughter, Attorney Taylor Hoskins, is a fifth-generation Fort Pierce native.

More than 40 years ago, Attorney Steve Hoskins saw a need within his hometown for honest, caring legal representation built on integrity, backed by experience, and fueled by a passion to serve his community.

Four decades later, the Law Firm of Hoskins, Turco, Lloyd & Lloyd has helped thousands of Fort Pierce residents recover from serious accidents. We understand the physical, emotional, and financial toll that accidents can take on individuals and their families.

That’s why we approach each case with compassion and empathy, providing personalized attention and support every step of the way.

Why you should choose our Fort Pierce Personal Injury Law Firm

• We live and work in Fort Pierce: Many Treasure Coast personal injury law firms say they are local; however, many of these firms are actually located in neighboring cities, such as Orlando or West Palm.     Hoskins, Turco, Lloyd & Lloyd is locally owned and operated—our attorneys live and work in Fort Pierce. This means your case will be handled by a Fort Pierce personal injury lawyer, which allows for in-person meetings and more personalized client service.

• Our attorneys have over four decades of experience: Hoskins, Turco, Lloyd & Lloyd is a Fort Pierce personal injury law firm with over 40 years of experience. We have an outstanding reputation within the community, boasting over 500 5-star Google Reviews, and we are known for getting top dollar for our clients.

• We have secured over $500 million in verdicts and settlements: To date, the Fort Pierce personal injury attorneys at our firm have secured over $500 million in verdicts and settlements. This shows that our firm will never back down from a fight, and we will take your case to trial if the insurance company does not settle.

• We have a Board Certified Civil Trial Attorney: Attorney Steve Hoskins is a Board Certified Civil Trial Attorney, which is a distinction that less than 7% of attorneys in the State of Florida can claim. In addition, Steve Hoskins is one of the most awarded trial attorneys in South Florida. He’s consistently recognized as one of the Top 100 Trial Lawyers in the nation and locally recognized as the Best of the Best on the Treasure Coast. In addition, Attorney Taylor Hoskins was recently named to the National Trial Lawyers 40 Under 40 list.

• We work on a contingency fee basis: When a Fort Pierce personal injury law firm works on a contingency fee basis, it means that the firm’s fees are contingent upon the outcome of the case. You will not have to pay any upfront fees and you only pay a fee if we win your case. We take a percentage of the final settlement amount, so you will never have to pay out of pocket for our services. 

Florida insurance companies, corporations, and third parties do not have your best interest in mind—but we do! It is our honor to represent our clients and their families and help you through this difficult time while on the road to recovery.

Don’t face this legal journey alone. We are here and ready to help with multiple offices on the Treasure Coast, including an office in downtown Fort Pierce.

Reach out to our firm today to schedule a free case review by calling (722) 464-4600 or filling out our secure and confidential online contact form.

On the rise: Fort Pierce sees alarming increase in accidents

Fort Pierce is known as Sunrise City, but the historic waterfront town is also making headlines for a recent uptick in accidents. A recent report from Florida Highway Safety and Motor Vehicles (FLHSMV) found that St. Lucie County averages about 5,500 accidents per year, resulting in more than 3,300 injuries.

The increase in accidents in Fort Pierce can be attributed to several factors:

• Population growth: As the population of Fort Pierce grows, so does the number of vehicles on the road, leading to increased traffic congestion and a higher likelihood of accidents.
• Distracted driving: With the prevalence of smartphones, distracted driving has become a significant problem in Fort Pierce. Drivers who are texting, talking on the phone, or engaging in other distractions are more likely to cause accidents.
• Speeding and reckless driving: Speeding and aggressive and reckless driving are also serious problems on Fort Piece roadways.
• Impaired driving: Impaired Driving: Driving under the influence of alcohol or drugs remains a concern in Fort Pierce, leading to impaired judgment and an increased likelihood of accidents.
• Congested intersections and railroad crossings: Fort Pierce’s intersections can become congested—especially on US 1—leading to an increased risk of accidents, especially during peak traffic hours. In addition, with the recent start of Brightline, railroad crossings in Fort Pierce have become particularly dangerous for drivers, cyclists, and pedestrians.

What types of cases does our Fort Pierce personal injury firm handle?

Our Fort Pierce personal injury law firm handles a wide variety of cases where individuals have been injured due to the negligence or wrongful actions of others. Here are some common types of cases that we typically manage:

• Car accidents – Unfortunately, car accidents happen every day in Fort Pierce. These accidents can range from minor fender-benders to severe collisions, resulting in serious injuries or fatalities. If you were involved in a car accident in Fort Pierce that was caused by another person, it is imperative that you contact our Fort Pierce personal injury attorneys right away. We can investigate the accident, help you file an accident claim, and ensure the insurance company pays you full and fair compensation.
• Truck accidents – Truck accidents often result in severe injuries or fatalities due to the size and weight of commercial trucks. This leads to higher medical costs, long-term care needs, and more substantial claims for pain and suffering. That’s why it is important you contact an experienced personal injury attorney who specializes in Fort Pierce truck accidents.
•  Motorcycle accidents – Each year, Fort Pierce tops the list of the “best places to ride your motorcycle” in South Florida. Yet, this also means motorcycle accidents happen rather frequently, especially on US1 and A1A. If you’ve been injured in a motorcycle accident in Fort Pierce, it’s crucial to have an attorney who understands the unique challenges that motorcyclists face and is well-versed in the specific laws and regulations that apply to motorcycles.
• Boating and watercraft accidents – Situated on Florida’s Treasure Coast, Fort Pierce boasts easy access to the Atlantic Ocean, the Indian River Lagoon, and numerous scenic rivers and inlets. The city’s warm climate and sunny weather year-round make it an ideal destination for boating enthusiasts seeking adventure on the water. As a result, boating and watercraft accidents are fairly common in Fort Pierce. Our personal injury law firm has the expertise and special knowledge to represent clients in Fort Pierce boat accidents.
•  Slips and falls – Slip and falls are incidents where you are injured on someone else’s property due to hazardous conditions such as wet floors, uneven surfaces, or inadequate lighting. These accidents can result in serious injuries ranging from sprains and fractures to head trauma and spinal cord injuries. An experienced slip and fall attorney understands the complexities of premises liability law and can investigate the circumstances of your accident to determine liability.
• Brain injuries – Brain injuries are complex and often devastating conditions resulting from trauma to the brain, such as a blow or jolt to the head, a penetrating injury, or sudden acceleration or deceleration of the head. These injuries can lead to a wide range of physical, cognitive, emotional, and behavioral impairments. An experienced brain injury attorney understands the intricacies of these cases and can navigate the legal process on your behalf. They will work to establish liability, gather evidence, and consult with medical experts to accurately assess the full extent of your injuries and losses.
• Wrongful death cases – The loss of a loved one due to someone else’s negligence is an unfathomable tragedy. Our Fort Pierce personal injury lawyers have decades of experience representing families in wrongful death cases. We understand that no amount of money can replace a loved one, but we will hold the responsible parties accountable and can give you a sense of closure and financial stability.

What other types of personal injury cases do we handle?

In addition to the personal injury cases listed above, the Fort Pierce personal injury attorneys at Hoskins, Turco, Lloyd & Lloyd handle other types of personal injury accidents, including but not limited to:

•  Bicycle accidents
• Pedestrian accidents
• Dog bite attacks
• Swimming pool accidents
• Construction site accidents
• Scooter accidents
• ATV accidents
• Golf cart accidents
• Negligent security cases
• Vacation accidents

Do you have questions about a potential personal injury case in Fort Pierce?

Call our award-winning Fort Pierce personal injury attorneys today to discuss your case. We offer free, no-obligation consultations to everyone who has been involved in an accident or was injured due to someone else’s negligence.

Fill out our online contact form for an instant response, or call (772) 464-4600 to speak with an attorney and schedule your free case review.

What forms of compensation can you receive if you’ve been injured in an accident in Fort Pierce?

If you’ve been injured in an accident in Fort Pierce, you may be entitled to various forms of compensation, also known as damages, depending on the circumstances of the accident and the extent of your injuries. These forms of compensation can include:

• Medical expenses: Compensation for past, current, and future medical bills related to the injuries sustained in the accident. This may include hospitalization, surgery, medication, rehabilitation, and ongoing medical care.

• Lost wages: Reimbursement for wages lost due to time missed from work as a result of the injury. This includes both past and future lost earnings if the injury prevents the victim from returning to work or reduces their earning capacity.

• Pain and suffering: Compensation for physical pain, emotional distress, and mental anguish experienced as a result of the accident and injuries. This encompasses the physical discomfort, trauma, anxiety, and loss of enjoyment of life caused by the incident.

• Property damage: Reimbursement for the repair or replacement of property damaged in the accident, such as vehicles or personal belongings.

• Loss of consortium: Compensation for the loss of companionship, support, and services of a spouse or family member due to the injuries suffered in the accident.

• Punitive damages: In cases involving particularly egregious conduct or intentional wrongdoing by the at-fault party, punitive damages may be awarded to punish the wrongdoer and deter similar conduct in the future.

• Wrongful death damages: In cases where the accident results in the death of the victim, surviving family members may be entitled to compensation for funeral and burial expenses, loss of financial support, and loss of companionship and guidance.

It’s important to note that Florida follows a comparative negligence system, meaning that the amount of compensation awarded to the victim may be reduced if they are found to have contributed to the accident through their own negligence. Additionally, there are statutory limitations and legal procedures that govern the pursuit and calculation of damages in personal injury cases, which is why it’s crucial to seek the guidance of an experienced personal injury attorney to navigate the process and maximize the compensation you deserve.

Want to know how much your personal injury case is worth?

Call our Fort Pierce personal injury law firm today to speak with one of our attorneys. We can review your case for free and provide you with information regarding the value of your claim. Contact us online or call (772) 464-4600 to schedule your free case review today. 

Who pays for damages after an accident in Fort Pierce?

After an accident in Fort Pierce, the party responsible for causing the accident is typically responsible for paying for the damages. However, Florida is a “no-fault” insurance state, which means that regardless of who was at fault for the accident, each party’s own insurance company is responsible for covering their medical expenses and certain other financial losses up to the limits of their policy.

Under this rule, if you exhaust your own insurance or coverage, you may be able to seek compensation from the negligent party or other third party involved in the accident.

Understanding Florida’s Personal Injury Protection (PIP) policy

In Florida, all drivers are legally required to carry a minimum of $10,000 in Personal Injury Protection (PIP) insurance. Irrespective of fault in the accident, you must first utilize and exhaust your PIP coverage.

PIP insurance covers 80% of accident-related medical expenses, up to the $10,000 limit per covered individual. This includes expenses for services such as ambulance rides, emergency room visits, doctor appointments, and treatments.

It’s crucial to note that you must seek initial medical care within 14 days of the accident to have your medical expenses covered. 

PIP insurance vs. medical insurance

Following a car accident in Fort Pierce, you have the option to use both your PIP insurance and your health insurance. However, it’s important to understand that health insurance typically won’t cover certain costs like lost wages, services you can no longer perform, or death benefits.

This makes PIP insurance a more flexible option compared to most health insurance plans.

If you have a high deductible with your health insurance, PIP can be advantageous because, in Florida, $1,000 is the maximum deductible you’ll need to cover. However, if you reach the $10,000 PIP limit, your health insurance can help cover any additional medical expenses.

If you lack health insurance or your insurer is resisting upfront payments while you pursue compensation for damages from the accident, it’s crucial to contact a Fort Pierce personal injury attorney immediately. You should not have to bear the financial burden of someone else’s reckless behavior.

Do you have additional insurance coverage on your auto policy?

In many cases, $10,000 may not suffice to cover your medical bills after an accident. Therefore, it’s advisable to consider additional coverage on your auto insurance policy.

Specifically, we recommend that all Treasure Coast residents carry underinsured or uninsured motorist coverage, as 1 in 5 drivers in Florida do not have insurance!

Other ways to pay your medical bills after an accident

In addition to your PIP and health insurance, there are other avenues to secure compensation for your medical expenses, particularly if you are not at fault for the accident.

• The at-fault driver’s insurance company: In certain cases, the insurance company of the at-fault driver may be responsible for covering your medical bills and damages. To pursue this, you’ll need to establish liability and file an accident claim. Hiring an experienced Fort Pierce accident attorney will be vital for ensuring you receive full and fair compensation.

• The at-fault driver’s employer: If the at-fault driver was on the job at the time of the accident, you may have the option to hold their employer accountable for negligence. For instance, if a company pressured a commercial driver to work beyond federally permitted hours or failed to provide proper training, they may be liable for your medical expenses and other damages resulting from a car accident you didn’t cause.

• Other third parties: Depending on the specific circumstances of your case, other third parties may also be held responsible for your medical bills. For example, if you sustain injuries due to a tire blowout and a manufacturer knowingly allowed the defective tire to remain on the market, they could be held liable.

• Legal action: If none of the above options fully cover your expenses, you may need to take legal action against the at-fault party to seek compensation for your medical bills. Consulting with an experienced personal injury attorney can help you navigate this process.

How long do you have to file a personal injury claim in Fort Pierce?

In Fort Pierce, as in the rest of Florida, the statute of limitations for filing a personal injury claim is found at Fla. Stat. § 95.11(4) (2024). The law states you have two years from the date of the accident to file the majority of personal injury lawsuits in court.

Therefore, you should not wait to contact an attorney to help you file a personal injury claim in Fort Pierce. Acting promptly ensures that you meet legal deadlines, preserve critical evidence, and receive timely medical care.

It also puts pressure on insurance companies to treat your claim with the seriousness it deserves. 

Injured in an accident in Fort Pierce?

Call our Fort Pierce Personal Injury Lawyers immediately at (772) 464-4600

If you are involved and/or injured in an accident in Fort Pierce, the best thing you can do is call our office and speak with one of our Fort Pierce personal injury lawyers. Free of charge, we will set up an in-person or over-the-phone consultation to help you understand your rights and what your next steps should be.

The sooner you call, the sooner we can help you. 

We will do everything in our power to make this difficult time as stress-free as possible, starting with a free, no-obligation consultation. With over four decades of experience, our personal injury lawyers know how to settle even the most complex cases.

To date, we’ve secured over $500 million for Treasure Coast accident victims, and we will stand up and fight for you.

We’re experienced, local, and on your side.

Schedule your FREE case review by calling (772) 464-4600