Okeechobee Personal Injury Lawyer

Were you or a loved one injured in an accident in Okeechobee? If your injury was caused by someone else’s negligence, you have the right in Florida to hold the party accountable and seek fair compensation.

When you hire the Okeechobee personal injury lawyers at Hoskins, Turco, Lloyd & Lloyd, we’ll put our experience, expertise, and full legal team to work for you. Our firm has:

• Over 40 years of experience representing Okeechobee injury victims.
• Secured over $500 million in verdicts and settlements.
• Earned the reputation for being one of the best injury firms in Okeechobee.

If you have been injured in an accident in Okeechobee, contact us today for a free consultation to discuss your claim with our Okeechobee personal injury attorneys. We are available 24 hours a day, seven days a week, and there are no upfront fees or costs if we take on your case.

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Proud Okeechobee personal injury attorneys serving residents

Attorney Steve Hoskins was born and raised in Fort Pierce. A fourth-generation Fort Pierce native, Steve Hoskins started practicing law in 1980 and soon saw a need to expand his services to the residents of Okeechobee. Over the years, as Okeechobee Country expanded—now with a population of over 42,000 residents—Steve Hoskins established a law office in Okeechobee more than twenty years ago.

Today, his firm is proud to have a new office at 1910 South Parrott Avenue and continues to be an active member of the Okeechobee community, participating in numerous non-profit events and giving scholarships to Okeechobee High School students.

At Hoskins, Turco, Lloyd & Lloyd, we live and work in Okeechobee—something most injury firms cannot claim. If you’ve been injured in an accident in Okeechobee, whether it’s a car accident, truck accident, boating accident, or slip and fall, contact our experienced Okeechobee personal injury attorneys today.

We are local, experienced, and on your side.

Reach out to our firm today to schedule a free case review by calling (863) 357-5800 or fill out our secure and confidential online contact form.

Types of Okeechobee personal injury cases we handle

At Hoskins, Turco, Lloyd & Lloyd, our experienced team of Okeechobee personal injury attorneys is dedicated to helping individuals who have been injured due to the negligence or wrongful actions of others. We handle a wide range of personal injury cases, including:

• Car accidents – Whether you were involved in a rear-end collision, intersection accident, or hit-and-run incident, our Okeechobee attorneys have the knowledge and expertise to pursue compensation for your injuries and losses.
• Truck accidents – Commercial truck accidents can result in catastrophic injuries due to the size and weight disparity between trucks and passenger vehicles. We have the resources to investigate these complex cases and hold negligent trucking companies accountable.
• Motorcycle accidents – At Hoskins, Turco, Lloyd & Lloyd, our Okeechobee motorcycle accident attorneys understand the unique challenges faced by motorcycle accident victims, whether the accident occurred on city streets, rural roads, or highways in the Okeechobee area. We have a comprehensive understanding of Florida’s motorcycle laws and the complexities involved in proving liability and damages in motorcycle accident cases.
• Boating and watercraft accidents – Experts at our Okeechobee personal injury law firm understand the unique challenges posed by boating accidents, whether they occur on Lake Okeechobee or any of the surrounding waterways. We have a thorough understanding of maritime law and are equipped to investigate the circumstances of the accident, identify liable parties, and hold them accountable for their negligence or wrongful actions.
• Slips and falls – Property owners have a legal duty to maintain safe premises for visitors. If you were injured in a slip and fall accident due to hazardous conditions such as wet floors, uneven surfaces, or inadequate lighting, we can help you seek compensation for your injuries.
• Brain injuries – Brain injuries are complex and often devastating conditions resulting from trauma to the brain. Our experienced brain injury attorneys understand the intricacies of these cases and can navigate the legal process on your behalf.
• Wrongful death cases – Losing a loved one due to someone else’s negligence is a tragic experience. We provide compassionate and personalized legal representation to families seeking justice and compensation for the wrongful death of a family member.

What other types of personal injury cases do we handle?

At Hoskins, Turco, Lloyd & Lloyd, our Okeechobee personal injury attorneys specialize in all types of personal injury cases and personal injury claims. In addition to the cases we listed above, we also represent victims of the following types of accidents:

• Bicycle accidents
• Pedestrian accidents
• Dog bite attacks
• Swimming pool accidents
• Construction site accidents
• Scooter accidents
• ATV accidents
• Golf cart accidents
• Negligent security cases
• Vacation accidents

Have a question about an accident in Okeechobee?

Call our award-winning personal injury attorneys today to discuss your case. We offer free, no-obligation consultations to everyone who has been involved in an accident or was injured due to someone else’s negligence.

Fill out our online contact form for an instant response, or call 866-930-6435 to speak with an attorney and schedule your free case review.

Common types of injuries after an auto accident in Okeechobee

Auto accidents in Okeechobee can result in a wide range of injuries, ranging from minor to severe, and even life-threatening. Some of the common types of injuries sustained in car and truck accidents include:

1. Whiplash: Whiplash is one of the most common injuries in rear-end collisions. It occurs when the head is suddenly jerked backward and then forward, causing strain to the neck muscles and ligaments.
2. Soft tissue injuries: These include bruises, sprains, and strains to muscles, tendons, and ligaments. Soft tissue injuries can cause pain, swelling, and limited mobility.
3. Fractures and broken bones: The impact of a car or truck accident can cause bones to break or fracture. Common fractures include broken arms, legs, ribs, and facial bones.
4. Head injuries: Head injuries can range from minor concussions to severe traumatic brain injuries (TBI). Symptoms may include headaches, dizziness, confusion, memory loss, and cognitive impairment.
5. Spinal cord injuries: Spinal cord injuries can result in partial or complete paralysis, depending on the severity and location of the injury. These injuries can have lifelong consequences and require extensive medical treatment and rehabilitation.
6. Internal injuries: Internal injuries, such as internal bleeding, organ damage, or abdominal injuries, may not be immediately apparent but can be life-threatening if left untreated.
7. Lacerations and contusions: These injuries involve cuts, scrapes, and bruises caused by impact with objects inside the vehicle or from broken glass.
8. Psychological injuries: Car and truck accidents can also cause psychological trauma, such as post-traumatic stress disorder (PTSD), anxiety, and depression, particularly in cases involving severe injuries or fatalities.

It’s important to seek medical attention promptly after a car or truck accident, even if injuries seem minor at first, as some injuries may not manifest symptoms until hours or days later. In fact, in Florida, you must seek medical treatment within 14 days of your auto accident to qualify for Personal Injury Protection (PIP) insurance coverage.

If you fail to meet this deadline, your insurance company can deny your claim for those services. In addition, consulting with a personal injury attorney in Okeechobee can help you understand your rights and pursue compensation for your injuries and losses.

Types of compensation you can receive after an accident in Okeechobee

After an accident in Okeechobee, victims may be entitled to various forms of compensation for their injuries and losses. At Hoskins, Turco, Lloyd & Lloyd, our experienced attorneys are committed to helping accident victims pursue maximum compensation for the following types of damages:

• Medical expenses: Compensation for all medical expenses related to the accident, including hospital bills, surgeries, medication, rehabilitation, and future medical treatment.
• Lost Wages: Reimbursement for income lost due to time missed from work as a result of the accident, including past and future lost earnings, if the injuries result in a diminished earning capacity.
• Pain and suffering: Compensation for physical pain, emotional distress, and mental anguish caused by the accident and injuries, as well as any resulting disabilities or disfigurement.
• Property damage: Compensation for the repair or replacement of property damaged in the accident, including vehicles, clothing, or personal belongings, may be provided.
• Loss of consortium: Compensation for the loss of companionship, support, and services of a spouse or family member due to the injuries sustained in the accident.
• Punitive damages: If the at-fault party’s actions demonstrate extreme misconduct or deliberate wrongdoing, punitive damages may be granted as a means to penalize the offender and discourage the repetition of such behavior in the future.
• Wrongful death damages: Surviving family members may be eligible for compensation for funeral and burial costs, loss of financial support, and the emotional toll of losing companionship and guidance if the accident leads to the death of a loved one.

Want to know how much your personal injury case is worth?

Our Okeechobee personal injury law firm will thoroughly assess your case to determine the full extent of your damages and aggressively pursue the compensation you deserve. Contact us today for a free consultation to discuss your case and learn how much your personal injury case is potentially worth.

Contact us online or call (863) 357-5800 to schedule your free case review today.

How do you determine negligence after an accident in Okeechobee?

In personal injury cases across Florida, the concept of negligence plays a crucial role in determining liability and seeking compensation for victims. Understanding how negligence is established is essential for anyone involved in an accident in Okeechobee. Below, we outline the key elements of negligence in Florida personal injury law and how they influence the outcome of a case.

What is negligence?

Negligence refers to the failure to exercise reasonable care, resulting in harm or injury to another person. In the context of personal injury law, negligence is central to proving fault and liability. To establish negligence after an accident in Okeechobee, four key elements must be demonstrated:

1. Duty of Care – The first step in proving negligence is establishing that the defendant owed a duty of care to the plaintiff. This duty varies depending on the circumstances of the case but generally requires individuals to act reasonably and prudently to avoid causing harm to others.
2. Breach of Duty – Once the duty of care is established, the plaintiff must show that the defendant breached this duty through their actions or failure to act. This breach typically involves conduct that falls below the standard of care expected in a given situation.
3. Causation – In addition to proving a breach of duty, the plaintiff must demonstrate that the defendant’s actions or negligence directly caused the injuries or damages sustained. This requires establishing a clear link between the defendant’s conduct and the plaintiff’s harm.
4. Damages – Finally, to succeed in a negligence claim, the plaintiff must have suffered actual damages as a result of the defendant’s breach of duty. These damages can include physical injuries, emotional distress, medical expenses, lost wages, and other losses.

Understanding Florida’s comparative negligence laws

It’s important to note that Florida follows a comparative negligence system, which means that the compensation awarded to the plaintiff may be reduced in proportion to their degree of fault for the accident. However, even if the plaintiff is partially responsible for the accident, they may still be entitled to recover damages as long as their fault does not exceed that of the defendant.

Why it’s important to hire an Okeechobee personal injury law firm

Determining negligence after an accident in Okeechobee involves a thorough investigation of the facts and evidence surrounding the accident. This may include gathering witness statements, reviewing medical records, obtaining expert opinions, and reconstructing the events leading up to the incident.

Navigating the complexities of negligence law in Florida can be challenging, especially while recovering from injuries sustained in an accident. That’s why it’s crucial to seek the guidance of an experienced Okeechobee personal injury lawyer who can evaluate your case, gather evidence, and advocate on your behalf.

How do insurance claims work after an accident in Okeechobee?

Auto accidents are a common occurrence in Okeechobee, and understanding how insurance coverage works is essential for anyone involved in a collision. Whether you’re a driver, passenger, or pedestrian, knowing the ins and outs of auto insurance can help you navigate the claims process and protect your rights.

Below, we provide a high-level explanation of how insurance claims work after an accident in Okeechobee.

Florida’s No-Fault Insurance System

Florida is a “no-fault” insurance state, which means that drivers are required to carry personal injury protection (PIP) coverage as part of their auto insurance policy. In the event of an accident, each party’s own insurance company is responsible for covering their medical expenses and certain other financial losses, regardless of who was at fault for the accident.

PIP Coverage

Personal Injury Protection (PIP) coverage typically provides benefits for:

• Medical expenses: Coverage for necessary medical treatment related to injuries sustained in the accident.
• Lost wages: Reimbursement for a portion of lost wages if the injured party is unable to work due to their injuries.
• Death benefits: Compensation for funeral and burial expenses in the event of a fatal accident.

Property Damage Liability (PDL)

In addition to PIP coverage, Florida drivers are required to carry Property Damage Liability (PDL) coverage, which provides compensation for property damage caused by the insured driver in an accident.

Bodily Injury Liability (BIL)

While PIP coverage is designed to provide immediate benefits for medical expenses and lost wages, it may not fully cover the damages in more serious accidents. In cases where the injured party’s injuries meet certain criteria defined by Florida law, they may be able to pursue a claim against the at-fault driver’s Bodily Injury Liability (BIL) coverage for additional compensation.

Uninsured/Underinsured Motorist (UM/UIM) Coverage

Unfortunately, approximately 1 out of 5 drivers in Okeechobee do not carry the required insurance coverage, and some may be uninsured or underinsured. To protect against this risk, Florida drivers have the option to purchase Uninsured/Underinsured Motorist (UM/UIM) coverage, which provides benefits if they are injured in an accident caused by a driver who lacks sufficient insurance coverage.

How an Okeechobee personal injury lawyer can help with your insurance claim

Navigating the complexities of auto insurance coverage in Florida can be daunting, especially in the aftermath of an accident. That’s why it’s crucial to seek the guidance of an experienced Okeechobee personal injury lawyer who can help you understand your rights, evaluate your insurance coverage, and pursue maximum compensation for your injuries and losses.

How long do you have to file a personal injury claim in Okeechobee?

In Okeechobee, as in the rest of Florida, the statute of limitations for filing a personal injury claim is found at Fla. Stat. § 95.11(4) (2024). The law states you have two years from the date of the accident to file the majority of personal injury lawsuits in court.

Therefore, it’s crucial to contact an Okeechobee personal injury attorney promptly after an accident in Okeechobee due to Florida’s statute of limitations on personal injury claims. In Florida, there are strict deadlines for filing a lawsuit after an accident.

These deadlines vary depending on the type of accident and the injuries sustained, but they are typically two years from the date of the accident.

Failing to file a lawsuit within the statute of limitations could result in the forfeiture of your right to seek compensation for your injuries and losses. By contacting an Okeechobee attorney right away, you can ensure that your claim is filed in a timely manner and that your rights are protected.

Additionally, early intervention allows your attorney to gather crucial evidence, interview witnesses, and build a strong case on your behalf. Don’t risk losing your chance to seek justice – reach out to us today for a free consultation, and let us help you navigate the legal process.

Why you should hire our Okeechobee personal injury law firm

• Your case will be handled by a local Okeechobee personal injury attorney who is among the most awarded in South Florida.
• We operate on contingency fee agreements, meaning we will only get paid when you do. There are no upfront or out-of-pocket expenses.
• Our Okeechobee personal injury lawyers have a considerable amount of experience successfully dealing with insurance companies. We are committed to seeing that you are treated fairly and compensated in full.
• Our firm’s personal injury division is led by Board Certified Civil Trial Attorney Steve Hoskins—a distinction that less than 7% of attorneys in the State of Florida can claim. In addition Attorney Steve Hoskins, has been recognized as one of the Top 100 Trial Lawyers in the nation, and Attorney Taylor Hoskins was recently named to the National Trial Lawyers 40 Under 40
• We are dedicated to providing outstanding customer service. We have over 500 5-star reviews on Google from past clients and many of our new cases are through referrals.

Injured in an accident in Okeechobee?

Call our Okeechobee personal injury law firm immediately at (863) 357-5800

If you are involved and/or injured in an accident in Okeechobee, don’t wait to get the help you deserve. Our experienced Okeechobee personal injury law firm is here to guide you through the legal process and fight for the compensation you’re entitled to.

Free of charge, we will set up an in-person or over-the-phone consultation to help you understand your rights and what your next steps should be. The sooner you call, the sooner we can help you.

We will do everything in our power to make this difficult time as stress-free as possible, starting with a free, no-obligation consultation. For over 40 years, the attorneys at Hoskins, Turco, Lloyd & Lloyd have built a rich legacy of experience, expertise, and effectiveness.

We are proud to have a team of some of the most renowned attorneys on the Treasure Coast and in Okeechobee. As a result, we deliver big results for our clients and provide attentive, personalized representation that only a local law firm can provide.

We’re experienced, local, and on your side.

Schedule your FREE case review by calling (863) 357-5800