Workers’ Compensation FAQ

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Can I afford a lawyer and what is meant by a no-recovery fee?


Yes, you can afford a lawyer because if there’s no recovery, there are no fees or costs. This means that our law firm pays all the up-front costs, and you pay nothing until a recovery is obtained. Any questions you have regarding the fee and cost agreement with our firm will be explained to you in detail and in writing.

Do I have to pay any of the medical costs?


No. If you receive a bill from an authorized physician you should send it to your employer’s insurance carrier. Your employer must furnish medically necessary remedial treatment, care, and attendance required by the injury.

Does workers’ compensation cover me if I was running a work errand and got in a car accident?


In most instances, employees on their way to and from work are not eligible for workers’ compensation benefits in the event of an accident…

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How do pre-existing conditions affect workers’ compensation?


It is no secret that some industries are inherently more dangerous to work in than others. In Florida, some of the most hazardous lines of work involve construction, farming, commercial driving…

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How long do I have to report a work accident to my employer?


You should report the accident as soon as possible. Under Florida law (Section 440. 185), you only have 30 days from the date of the incident or your claim could be denied.

Is my employer required to have workers’ compensation insurance?


Every employer in the State of Florida who employs four or more employees, part-time or full-time, is required to comply with the provision of the workers’ compensation law. The definition of an “employee” is any person engaged in employment under an appointment or contract of hire, express or implied, oral or written. This includes minors and aliens, whether lawfully or unlawfully employed. However, it does not include independent contractors. If an employer fails to have compensation insurance as required by the workers’ compensation Law, a penalty not to exceed $5,000.00 for each employee of that employer may be assessed against the employer.

My workers’ compensation isn’t covering the full cost of my injury. What do I do?


The workers’ compensation system can provide convenient access to benefits after an injury. However, workers’ compensation benefits may not pay the full amount of losses you have experienced as a result…

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What benefits can I receive from a workers’ compensation claim?


Workers’ Compensation is a type of insurance that allows injured Workers’ to receive benefits from their workplace injury. The purpose of this insurance policy was to protect employees that are injured on the…

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What happens after I make a claim?


After that, your employer needs to report the injury to the insurance company within seven days after it was brought to their attention. The insurance company then has three days after it receives notice from the employer to send you an informational brochure. It explains your rights and responsibilities as well as the Workers’ Compensation law. If your employer fails to or refuses to report your injury to the insurance company, you can report it to the state Division of Workers’ Compensation at (800) 342-1741.

What if my work injury keeps me from getting a job?


When you receive an injury due to the normal functions of your job, questions about future finances, your ability to work, and your quality of life start to come up. Workers’ compensation is a system that can help to alleviate some of these concerns by providing you with a steady source of income while you’re unable to work, including if you’re unable at the same level of ability as before your accident.

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What if the work accident was my fault? Can I still receive workers’ compensation benefits?


Yes, in many situations you can get Workers’ Compensation, even if you are at fault for an accident, as long as you weren’t under the influence of drugs or alcohol at the time. If you are in a situation where…

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What injuries are common among workers’ compensation claims?


An accident at work is something that can cause some emotional trauma. If you have been injured in an accident that was not your fault, or even if you were working under unsafe conditions, you may be able…

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What is Florida’s “impairment rating” system for workers’ compensation?


Injuries in the workplace can make for a long and difficult recovery. How will you know when you are ready to go back to work? What if you can not go back to work? What if your doctor wants to send you…

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What is Florida workers’ compensation?


Florida workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees who have been injured on the job or have a condition which has been caused by activities performed on the job.

What is not covered by workers’ comp?


Workers’ compensation covers most injuries or illnesses that occur as a result of job duties, with few exceptions. In the event of an injury or illness that occurs within the “scope of employment”, a Florida…

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What types of work injuries are covered by workers’ compensation?


Florida law requires most employers to provide workers’ compensation benefits to employees who are injured at work. While the state’s no-fault system benefits employees, the system is complex, and it can…

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Why do I need a lawyer when the insurance company has offered to pay my medical bills?


Florida law provides for an injured person to be compensated or made whole by the responsible party. The extent of compensation will vary depending on the specific facts of the case. This is why it is so important to seek early consultation with a lawyer experienced in injury cases to help you obtain the maximum recovery allowed by law.

Why should I make a workers’ compensation claim?


If you become injured or disabled as a direct result of your work activities, you may require medical attention and perhaps hospitalization and follow-up care. If no claim is filed, you may be personally responsible for the medical bills. Serious injuries or conditions can cause extensive loss of time or perhaps even a loss of your job. Filing a workers’ compensation claim with the Law Firm of Hoskins, Turco, Lloyd & Lloyd while seeing a Florida workers’ compensation approved doctor for medical care may entitle you to financial benefits, medical coverage for your injury and a possible settlement for your injuries.

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Get the answers you need. We’ll review your case today, for free.

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